Jorge Hernandez5 min read
Owner Financing Definition Explained With Examples and Risks
Owner financing lets a seller act as the bank, but it comes with tradeoffs on both sides. Here is how these deals work, who uses them, and what to watch…
home buying
Jorge Hernandez5 min read
Brandon Garcia5 min read
How Much Should You Save Monthly to Buy a House in Your 30s and 40s
Median savings balances in your 30s and 40s fall far short of a typical down payment. Here is what the numbers say about how much you actually need to save…
Derrick Patel4 min read
Average 30 Year Mortgage Rate Today by State
Mortgage rates sit at 6.48% nationally after touching a 13 month low, with Kentucky cheapest and Hawaii priciest. Here's what the state by state gap and Fed confusion actually mean…
Brandon Garcia3 min read
Mortgage Rates Fall to 3 Year Low Amid Iran Conflict Uncertainty
Mortgage rates dipped below 6% for the first time since 2022, then reversed course as the Iran conflict rattled markets. Here is what the swing means for buyers and refinancers.
Brandon Garcia5 min read
Mortgage Rates Forecast: Will They Fall Through 2026?
Mortgage rates rose after the Fed's latest cut, not fell, again. Here's why the two don't move together, what forecasters expect through 2026, and what it means for buyers weighing…